JOB LOSS PROTECTION

When you buy a home using Stephen Smith you will get Job Loss Protection which will cover your mortgage for 6 months (up to $1800) if you lose your job within 24 months from your close date. Just one more reason to use Stephen as your Realtor® of choice.

Effective June 18, 2009

**Call for more details. Planning to sell? this program can work for you too. Find out how this will motivate your buyers.

Reasons to Buy in the current Richmond Market:

1. Huge Supply of Homes
2. Incredibly low rates
3. $8,000 Tax Credit for 1st Time Buyers
4. Seller's willingness to make concessions
5. 3.5% minimum downpayment with FHA
6. Buy with Job Loss Protection
7. Buy with a Home Warranty
8. I'll walk you through the process start to finish so there are no scary surprises along the way.
9. Grant money may still be available for you.

I WANT TO BE YOUR REALTOR®

• Search the MLS listings in the entire by city, county, subdivision, MLS number, and MLS area.
• Simply Click on Search MLS button above to go to my listings website
• Richmond Homes for sale, Henrico Cty. Homes for Sale, West End Homes for sale. Call me at the office (804) 545-4115 or on my cell phone (804) 928-8826 or send me an e-mail stephen@StephenSmithHomes.com

**Certain restrictions apply with all programs mentioned above.  Your transaction is specific to you as an individual... All real estate transactions are different and I will help determine what is the best course for your specific transaction and needs.